Underwriting and rating
Rate and eligibility automation, with every price explained by its drivers.
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Industry · Insurance
Insurance
Pricing and decisions you can prove, state by state.
Insurance carriers, MGAs and TPAs operate under state-by-state oversight that most workflow software was never designed for.
How Pulsar fits
Rules that run the same way every time. AI that flags what needs a person.
Pulsar pairs a deterministic rules engine with a reasoning AI engine inside every workflow. Underwriting guidelines, rate rules and state-specific claims-handling timelines execute the same way every time, while reasoning AI drafts claims summaries, flags fraud indicators and surfaces exceptions for adjuster review.
Because rules, panels and reports are configuration rather than code, a carrier can launch a new program or adjust to a rate or form-filing change in days, not the multi-quarter cycles legacy policy and claims systems require.
- State departments of insurance
- NAIC AI governance
- Unfair claims practices
- Rate & form filings
Products
Built for insurance
Rating and pricing is live today; more insurance products will be added here over time.
PIRC
Pulsar Insurance Rate Calculator
Insurance rating & pricingNo-code rating plans, served by API, with an AI actuary that proposes the next rate change for a credentialed person to approve — across auto, property, life, disability, dental, vision and group medical on one deterministic engine.
Explore+More insurance productsAdded here over time as they’re released.
What it covers
The work Pulsar takes on
Claims intake and triage
First-notice-of-loss intake and claims triage against state handling timelines.
Fraud and anomaly detection
AI flags indicators and surfaces exceptions for adjuster review.
Agent and broker onboarding
Onboarding workflows as configuration, with a complete audit trail.
Compliance
Built in, not bolted on.
AI that checks the work
AI-based monitoring continuously checks claims and underwriting decisions against state unfair-claims-practices timelines and underwriting guidelines, producing the explainable, per-decision audit trail state insurance departments and the NAIC’s AI governance guidance increasingly expect.